Words from
the People We've Worked With

Starting Point

A recently retired school principal in her early 60s, with several savings accounts she had opened over the years at different banks. She had no clear picture of which accounts were earning meaningful interest and which had been sitting in low-rate products for years.

The Program

Two sessions of the Banking Products Orientation, taken on consecutive Tuesday evenings. She came with her bank passbooks and statements, which helped her educator work through her actual situation rather than hypothetical scenarios.

What Changed

After the program, she consolidated three lower-interest accounts into one appropriately structured fixed deposit, and understood for the first time how to read and compare interest rate terms. She estimated her first year's additional return at roughly ฿3,200.

Starting Point

A 58-year-old businessman whose private health insurance had lapsed during the COVID period and had not been renewed. He was uncertain about re-entering the insurance market and concerned about what a serious illness might cost him out of pocket.

The Program

Three sessions of the Healthcare Cost Preparation program, including a personalised cost model built around his age, family health history, and the types of care he was most likely to need in the following decade.

What Changed

He left the program with a realistic figure for an emergency healthcare reserve, a clear view of which insurance products suited his profile, and the confidence to re-enter the insurance market with specific questions rather than starting from scratch.

Starting Point

A couple in their mid-50s, both working professionals, who had accumulated savings in separate accounts and had never sat down together to look at their combined financial picture. They had a property, some savings, and no coherent plan for the following 15 years.

The Program

Eight sessions of the Integrated Financial Life Plan, attended by both partners together. Krit worked through their combined picture — income, savings, property, and obligations — and helped them build a shared view of how their finances were positioned and where attention was needed.

What Changed

By the end of the program, they had consolidated their accounts into a clearer structure, started a dedicated retirement savings contribution, and had their wills prepared for the first time. The quarterly review meetings kept the plan updated as their circumstances shifted.